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What Are Your Options After an Accident in New York?

This blog post will provide an overview of New York laws on traffic accidents, the different types of accidents that you may encounter in New York, and what your rights and options are after an accident. We will also cover how to obtain documentation after an accident. It is important for all drivers in New York to understand their legal rights so they can make informed decisions following a car accident. With this knowledge, readers will be better prepared to navigate the complexities of any auto-related incident or dispute that may arise. Our goal is to equip readers with the necessary information needed to make smart decisions when hiring a personal injury lawyer in New York.

Understanding New York Laws on Traffic Accidents

Accidents can take many forms, and each type of accident is governed by different laws in the state of New York. The most common types include rear-end collisions, intersection collisions, head-on collisions, hit-and-run accidents, uninsured motorist accidents, and single-vehicle crashes. You will need to know what these are before consulting a personal injury law firm in New York.

Rear-end collisions occur when a car hits the back end of another vehicle that is stopped or slowing down. According to New York law, the driver who caused the collision is held liable for any damages or injuries suffered by either party involved in the accident.

Intersection Collisions: Intersection collisions involve two vehicles crossing paths at an intersection with no traffic signals present. In these cases, it is usually not clear who had the right of way, and liability could be determined through witness testimony, and evidence gathered from the scene of the accident.

Head-On Collisions: Head-on collisions involve two vehicles traveling in opposite directions that collide with each other head-on. In these instances, liability is often assigned to both drivers as they are both responsible for maintaining control over their respective halves of the roadway.

Hit-And-Run Accidents: A hit-and-run occurs when one driver collides with another vehicle and then leaves without exchanging information or providing assistance to anyone injured in the crash.

Uninsured Motorist Accidents: Uninsured motorist accidents occur when one driver causes an accident but does not have insurance coverage to cover any potential costs associated with it, such as medical bills or property damage repairs. Fortunately, New York offers protection against uninsured motorists through its uninsured motorist insurance policy, which covers any expenses related to an accident if there is no other form of insurance available to provide coverage for those costs instead.

Single Vehicle Crashes: Single-vehicle crashes involve only one car crashing into something like a tree or telephone pole due to reckless driving behavior, such as speeding or failing to follow proper safety protocols while behind the wheel (e.g., distracted driving). In these cases, liability will typically rest solely on the shoulders of whoever was operating the car at the time since no other parties were involved in causing it directly.

Understanding Your Rights and Options After an Accident

The first step after an accident is to obtain all necessary documentation. This includes taking pictures of the scene, collecting contact information from those involved, and getting the police report number. Doing this as soon as possible helps ensure that the details of the accident are accurately recorded and can be used if further legal action is needed.

Seeking Medical Attention After an Accident

After a car accident, it is important to seek medical attention right away, even if you do not feel any pain or discomfort immediately following the incident. Common injuries such as whiplash may not show symptoms until hours after an accident occurs, so seeking medical attention promptly is essential for proper diagnosis and treatment in order to avoid further complications down the road.

Understanding Your Insurance Coverage After an Accident

It is important to understand your insurance coverage before an accident occurs in order to know what your rights are when filing a claim afterward. In New York State, drivers must carry liability insurance covering at least $25,000 in bodily injury per person/$50,000 per occurrence for two or more people killed or injured in an accident; property damage up to $10,000; and uninsured motorist coverage with limits equal to those of liability coverage mentioned above (New York State Department of Financial Services). Additionally, collision insurance covers costs associated with the repair or replacement of your vehicle after an at-fault crash, while comprehensive coverage pays out for non-collision-related damages such as theft or vandalism (New York State Department of Financial Services). It is essential to understand these types of coverage available so that you can make informed decisions about which policies work best for you before an accident happens so that you have all options available afterward if need be when dealing with claims processing and potential litigation issues down the road.

Knowing When to Contact a Lawyer After an Accident in New York

In cases where serious injury has occurred due to another driver’s negligence or recklessness on the road, it may be beneficial to contact a lawyer who specializes in personal injury law in order to protect one’s rights and pursue compensation for damages incurred during an auto accident in New York state (NYS Bar Association). Consulting with a qualified attorney prioritizes individual rights by providing guidance through complicated legal processes, such as filing lawsuits against responsible parties or reaching settlement agreements outside court proceedings when appropriate (NYS Bar Association).


In conclusion, it is important to understand the laws surrounding traffic accidents in New York and what your rights and options are after an accident. Documentation is key when it comes to filing a claim or seeking compensation for injuries or damages. Knowing what you need to do in the aftermath of an accident can help ensure that you receive the justice and recompense that you deserve. To make sure your rights are protected, always seek legal advice from a qualified attorney.

No one ever expects to be involved in an accident, but being prepared for them can make all the difference in getting back on your feet financially and emotionally. Do not hesitate to take action if you have been involved in an accident in New York – knowing your rights will help protect yourself from any potential harm or financial loss.

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