If you are unable to work due to a long-term, permanent, or terminal medical condition, you may be eligible for Social Security Disability benefits. On the other hand, the federal government has a rigorous definition of medical conditions that qualify for LTD, and it meticulously evaluates all applications. As a result, the majority of disability compensation petitions are ultimately denied.
Adult Children with Disabilities and SSDI Benefits for them
Adult children with disabilities may be eligible for SSDI benefits depending on their parents’ job history.
Because the applicant, despite being an adult, is getting benefits based on their parent’s work history, these benefits are referred to as “child’s” benefits. A kid must have a disability that began before the age of 22 to be eligible. Because the payments are dependent on the parent’s work history, a parent seeking SSDI benefits for an adult child must either:
- Recieve Social Security disability or retirement benefits
- Have died and accrued enough work credits
SSDI benefits will continue to be paid to an adult child until the child is no longer considered handicapped. If the child marries, that may alter the benefits.
To evaluate eligibility for benefits, the Social Security Administration follows a five-step process:
- Does the candidate have a job?
The SSA does not consider applicants who earn more than $1,260 per month disabled and will not be eligible for benefits.
- The seriousness of the situation
A condition must be severe enough to prevent someone from performing basic actions like walking, sitting, standing, or remembering. The ailment must also last at least 12 months.
- Whether or not the ailment is listed
If an applicant’s condition is not listed, they may still be eligible for benefits if they demonstrate that their disability is equivalent to those listed.
- Whether an applicant is still capable of performing their job
If you can’t do critical job responsibilities because of a medical condition that isn’t specified, you may be eligible for SSDI compensation.
- Is the applicant capable of doing any other type of work?
The Social Security Administration considers the applicant’s age, education, experience, and skills. If the SSA determines that an applicant is unable to work in any other capacity, they will be found eligible for benefits.
The stress and confusion that frequently accompany the application process can be considerably reduced with the help of an expert Florida disability lawyer.