Do you know anyone who got injured at or during work? even if you don’t, injuries at workplace are pretty common specially if you work in a manual labor jobs, a lot of people are not aware of the proper steps that one should take if you get injured. This is a brief guide about how to file a workers compensation claim in Colorado.
ASKING FOR AN APPOINTMENT WITH A PHYSICIAN
One of the most important factors as soon as you get injured to keep in mind is that you have to report the injury in less than 4 days, otherwise the compensation you might get will get reduced due to penalty.
No matter how small the injury is and it doesn’t matter where you got injured for example, neck, head, hands, back etc. the first step is to always report to your employer and ask for potential physicians, it is important to get your injury on the record and also better for overall health to get it treated as soon as possible.
THINGS TO KEEP IN MIND WHILE REPORTING TO YOUR EMPLOYER
There are a few things which you need to keep in mind, like the fact that your employer should provide with a list of 4 possible physicians in 4 different medical centers, if he or she does not provide you with a list of 4 physicians than they might be in violation of the workers compensation statute. Although in some rural areas there might not be 4 physicians available. If the employer does not provide this then you should note down his or her name and file a report to the HR department while keeping one copy of the report for your own records.
FIRST MEDICAL CHECKUP
It is extremely important for anyone to explain everything to the physician in detail and it should include how the injury happened and where it took place, it is also important to include the date and time of the said injury. In a nutshell the more details you provide the better, if possible, narrate the entire situation before and after the injury to the physician as well. it is important for you physician to state that the injury happened at work along with details about how it happened otherwise the expenses will be billed to your insurance.